Escape of Water Mitigation for Insurance

Cut Escape of Water claims by over 80% with Quensus AAFMS leak detection. UK insurer-approved, JCOP-compliant, and backed by nationwide support.

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Prevent Damage

Peace of mind that your property and valuables are safe from water damage with automated leak detection.
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Gain Insight

Understand when and where water is used, diagnose problems and make your operations more efficient.
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Save Money

Automatic bill checking and water shutoff means no nasty surprises when the water bill arrives!

If you’re considering recommending our solutions, you’ll find they align with insurer requirements and proven risk-reduction outcomes.

Choosing Quensus means more than great products. Even the best system won’t help unless it’s installed and used correctly. That’s why we go beyond supplying technology  and help clients reduce incidents and get faster resolutions.

Why Do Insurers Require Leak-Detections Systems?

Escape of Water mitigation means taking proactive steps to prevent, detect, and minimise water damage before it leads to costly insurance claims. For insurers, this reduces claim frequency and severity, improves underwriting accuracy, and ensures compliance with UK standards such as the JCOP.

UK insurers view Active Automatic Flow Monitoring and Shutoff (AAFMS) systems as essential for risk management, often offering preferential rates and better terms to policyholders who install them.

AAFMS Devices for Insurance Compliance

AAFMS solutions comply with key industry standards, including the Joint Code of Practice (JCOP) for Escape of Water Prevention and Management on Construction Sites, often cited in insurer underwriting manuals.

When a leak does occur, AFMS devices provide remote telemetry, giving insurers and loss adjusters real-time access to flow data and shutoff records. This often eliminates the need for immediate site visits, reduces damage from leak escalation, and cuts down on alternative accommodation, business interruption costs and any other associated cost. he result is faster settlements, lower adjuster fees, and improved customer satisfaction. 

Advanced AAFMS analytics also help insurers:

Why do insurers Recommend Quensus Advanced Leak Detection Solutions? 

At Quensus we go beyond leak detection and focus on the ROI of leak prevention. Unlike reactive approaches, our proactive solutions help insurers and their clients avoid the multi-billion-pound costs of water damage incidents

As engineering experts and researchers, we are engaged in ongoing studies to ensure our solutions address evolving customer and industry needs. We have compiled an interactive analysis demonstrating the effectiveness of LeakNet in mitigating risk. With this, insurers can quantify the cost-effectiveness, ROI, and payback periods of installing Quensus solutions.

In our analysis you’ll also find risk metrics, impact on of water damage on home insurance claims, water damage claim categories, and more. 

Click here to view our EoW claim and water damage analysis.

How can Quensus AAFMS Solutions help Insurers and their clients? 

Already an official Specialist Partner of Aviva Risk Management Solutions, Quensus strives to work with other insurers to provide benefits for both providers and policyholders.

Financial Benefits

Escape of water damage is one of the most common types of domestic property damage claims, with average insurer daily pay-out of £1.8 million.

In construction 2/3 (66%) of sites suffer Escape of Water losses, averaging £300k in just deductibles across just three sites.

By installing Quensus Automatic Flow Monitoring and Smart Shut-off Valves, that risk drops to just 1 in 10 sites, turning potential six-figure losses into savings through early detection, fast shutoff, and an over 80% claim reduction.

Learn More about Financial Benefits for Construction

Specification 

Our engineers collaborate with specifiers to select optimal leak detection strategies within budget and insurer risk requirements.

We can also prepare or annotate schematics to demonstrate recommendations and qualify for reduced premiums and deductibles. This includes overlaying existing design drawings with the proposed valves, sensors, control panels, and any networking requirements.

Water Management Plan

We help contractors with their obligations to produce a Water Management Plan as recommended by CIREG and their insurance policies. Our templates meet insurer-mandated guidelines on design, installation standards and emergency response procedures, helping underwriters approve plans without delay

Certified Installation

Our nationwide installer network ensures expert coverage across the UK. We offer CPD training for plumbers, electricians and specialist installers. 

As solution developers, we’ve designed installation to be straightforward and low risk. All work is in compliance with the Water Supply Regulations 1999, BS EN 806, BESA Good Practice Guides, CIBSE standards, and CIPHE plumbing engineering design guide.

Installers are fully qualified with Level 3 NVQs, valid CSCS cards, and CIPHE affiliation, meeting insurer underwriting standard.

Commissioning

Quensus engineers professionally commission leak detection systems to meet precise design and compliance requirements across any site, building type and level of protection needed

With extensive experience on large-scale developments, we work seamlessly with other contractors and estates teams to ensure smooth delivery.

The benefit of having Quensus do the commissioning is you have the best people for the job. We provide commissioning certificates that major underwriters already accept as proof of compliant system specification, installation, and configuration.

Bespoke Training and User Guide

While our systems detect and shut off leaks, someone still needs to act. We provide tailored training and clear Standard Operating Procedures (SOPs) to ensure responsible personnel know exactly what to do when alerts occur avoiding disruption and delays.

We also supply insurers with full training-attendance logs, so every estate, facilities or broker audit has the exact documentation they require.

Maintenance

We offer ongoing maintenance contracts for all equipment and software that we supply. Engineer maintenance visits ensure that systems are operating correctly, staff are trained appropriately, and all associated devices are in good working order.

Ongoing maintenance reduces device-failure risk by over 95% and virtually eliminates false-alarm claims, meaning insurers can benefit from lower-cost, lower-exposure asset on renewal.

Nottingham Spa & Pool Home Upgrade

Detected a subtle pool valve leak within days, preventing ongoing water loss (saving over £400/year), and averted a major burst-pipe risk involving high-value equipment.

Aviva Residential Unit

Installation post extensive water damage. Zero new claims post-installation and insurer risk significantly reduced.

Heathrow Airport

<1-year payback, 26% water savings in just 6 months, and cut CO₂ emissions by 1.7 tonnes/month.

Ready to Reduce Claims and Streamline Insurance Compliance

Unlock insurer-approved leak detection solutions that improve underwriting confidence.

Explore our use cases and discover how Quensus can help you deliver smarter, compliant, and lower-risk developments.

Our product range consistently outperform other leak-detection technologies. Compare LeakNet with a feature-by-feature breakdown proving our superior performance

Choosing the right system can be complex, but our expert team is here to help.

Looking for further support?

Dropdown

BREEAM WAT 01  – Water Monitoring

  • Up to 7 credits for reducing water usage per person per day compared against a baseline performance. For example, use water-saving WCs, tap aerators, low-flow showers, waterless urinals, and greywater/rainwater for recycling non-potable water.


Quensus Advantage

  • Our expertise in smart water metering and data analytics allows us to monitor and analyse water consumption patterns, providing valuable insights to identify water-saving opportunities and track progress towards reduction targets.

  • Installing our device on the main meter earns you 4 points.

  • Sub-metering building areas consuming 10% or more of the building's total water demand, or metering multi-tenant buildings per tenanted area, achieves an additional 2 credits.

BREEAM WAT02 - WAT06: Water-Efficient Equipment

  • Up to 4 credits (each) are available based on the water efficiency of the following assets to reduce overall water consumption in the building:

  • WAT02 - Water-efficient equipment: toilets

  • WAT03 - Water-efficient equipment: urinals

  • WAT04 - Water-efficient equipment: hand washing basins

  • WAT05 - Water-efficient equipment: showers

  • WAT06 - Water-efficient equipment: white goods


Quensus Advantage

  • Our experience in specifying and installing water-efficient fixtures can help building owners select and implement the most appropriate solutions to achieve significant water savings.

BREEAM WAT 07 – Leak Detection System

  • Up to 4 credits for installing a robust leak detection system, which plays a vital role in conserving water resources. By promptly identifying and addressing leaks, buildings can significantly reduce water wastage, contributing to a more sustainable water footprint. 1 credit has traditionally been given for a leak detection system that can detect a major water leak on the mains water supply within the building and/or between the building and the utilities water meter.


Quensus Advantage

  • Our advanced leak detection technology, including smart metering and real-time monitoring, can quickly identify and locate leaks, enabling prompt repairs and minimising water wastage, potentially enabling you to achieve the full 4 credits after a complete calendar year.

BREEAM WAT 08 – Leak Prevention

  • Up to 4 credits for proactive measures to prevent leaks. Proper installation and maintenance of flow control devices, whether in sanitary fittings or larger residential complexes, are essential for minimising water loss and ensuring the longevity of plumbing systems.


Quensus Advantage

  • Our LeakNet system goes beyond traditional leak prevention methods. With AI-powered monitoring, real-time alerts, and automatic shut-off capabilities, LeakNet actively identifies and stops leaks before they cause significant damage or water wastage. This proactive approach aligns perfectly with the BREEAM focus on minimising water loss and ensuring the longevity of plumbing systems.

BREEAM WAT 09 – Isolation Valves

  • Up to 4 credits can be awarded depending on the extent and effectiveness of the isolation valve strategy within the building's water supply system, which allows controlled shut-off of specific sections of the water supply, enabling targeted maintenance or repairs without disrupting the entire system. 1 credit has traditionally been given for installing a flow control device to each WC area/facility so that water is only supplied when needed.


Quensus Advantage

  • Our smart shut-off valves seamlessly integrate into any plumbing system, providing the isolation capabilities necessary for targeted maintenance and repairs.

  • This not only meets the traditional BREEAM requirement for isolation valves but also enhances it with intelligent control and automation.

  • By enabling quick and precise shut-off of specific sections, LeakNet minimises disruption and water wastage during maintenance activities, maximizing the potential for achieving up to 4 credits.

  • The automatic shut-off functionality also serves as an innovative flow control device, securing an additional credit for controlling water supply to WC areas.

BREEAM WAT 10 – Reduce Utility-Supplied Water Consumption

  • Up to 4 credits for using alternative water sources and efficient water-using technologies. Rainwater harvesting, greywater recycling, and the use of water-efficient fixtures are examples of strategies that can substantially decrease reliance on mains water supply.


Quensus Advantage

  • While we don't directly address alternative water sources, LeakNet's ability to dramatically reduce water wastage through automatic shutoff and leak prevention contributes to lowering mains water consumption.

  • By minimising unnecessary water loss, LeakNet supports the overarching goal of WAT10, contributing to achieving the maximum credits available.

BREEAM WAT 11 – Water Consumption

  • Up to 4 credits for accurate monitoring and reporting of water consumption data, which is fundamental to effective water management. By tracking consumption patterns, building owners and operators can identify areas for improvement and implement targeted water-saving measures. This will include internal sub-meters to monitor the impacts of inefficiencies and leakage and encourage more effective water management.


Quensus Advantage

  • Our smart metering and data analytics capabilities can provide detailed insights into water consumption patterns, facilitating the identification of inefficiencies and enabling targeted water-saving interventions.

BREEAM WAT 12 – Water Recycling

  • Up to 4 credits for re-using water for non-potable purposes, such as irrigation or toilet flushing, reduces the demand on treated water supplies. This credit promotes innovative solutions for sustainable water sourcing.


Quensus Advantage

  • Our experience in monitoring water recycling systems, such as greywater and rainwater harvesting solutions, can help track inefficiencies in these systems and maximise the reuse of water to reduce environmental impact.

BREEAM WAT 13 – Water Consumption Reporting

  • Up to 4 credits for standardised reporting of water consumption, benchmarking, and comparison across different buildings and portfolios. This transparency encourages continuous improvement in water efficiency and supports informed decision-making.


Quensus Advantage

  • Obtain 2 credits by using our data management and reporting tools to automate the collection, analysis, and reporting of water consumption data, providing clear and actionable insights to support decision-making.

  • Earn 1 extra credit when you report on it internally, and another credit if you publish this information in an annual report.

BREEAM WAT 14 – Water Strategy

  • A comprehensive water strategy goes beyond individual measures by establishing a holistic approach to water management. It includes regular maintenance of water systems, water efficiency, water reuse, and leak detection. The strategy should also include a plan for monitoring and reporting water consumption ensuring optimal performance and longevity, as well as promoting awareness and behavioral changes among building occupants to foster a water-conscious culture.

  • Up to 8 credits are available depending on the comprehensiveness of the water strategy and the inclusion of specific elements such as:

  • A proactive maintenance policy for installed water systems

  • Targets for reducing water consumption

  • A plan for monitoring and reporting water consumption

  • A plan for engaging building occupants in water conservation efforts


Quensus Advantage

  • Our holistic approach to water management and expertise in water efficiency, reuse, and leak detection can help building owners develop and implement comprehensive water strategies that achieve long-term sustainability and cost savings.

What Level of Protection do you need?

Every building’s risk profile and budget differ. Unlike one-size-fits-all systems, Quensus engineers a bespoke leak-detection solution around your insurer’s requirements and cost constraints - saving you thousands in wasted water and premiums. There is unlimited number of options, but we have simplified leak prevention into our four main tiers:

Quensus Platinum Solution v2
5 Yellow Stars

Quensus Platinum

A combination of bronze, silver and gold will provide the most effective leak prevention system available.

Automatic Flow Monitoring
Smart Shutoff Valves
Protection Per Unit
Protection Per Floor
Protection On Mains

Available Addons

Quensus Gold Solution v2
5 Yellow Stars

Quensus Gold

Automatic Flow Monitoring with Smart Shutoff Valves on the boosted supply to each unit/apartment. The most effective solution post-handover over the lifetime of the building.

Automatic Flow Monitoring
Smart Shutoff Valves
Protection Per Unit

Available Addons

Quensus Silver Solution v2
3 Yellow Stars

Quensus Silver

Automatic Flow Monitoring with Smart Shutoff Valves on the boosted supply to each floor (or each riser if plumbing is vertically fed). Ideal during construction because each floor can be isolated individually.

Automatic Flow Monitoring
Smart Shutoff Valves
Protection Per Floor

Available Addons

Quensus Bronze Solution v2
A single yellow star

Quensus Bronze

The absolute minimum you should be looking for is Automatic Flow Monitoring on the Mains Cold Water System and Boosted Cold Water System for the whole building. This is covered in the BREEAM WAT03 standard.

Automatic Flow Monitoring
Protection On Mains

Available Addons

Who is this solution suitable for?

Frequently
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We’re your H2O Heroes! Choosing the right water management solution can be tricky, but our friendly team is here to help.

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